I have looked into possibility of buying a long-term care insurance. It’s a great option to have is something serious happens to you. Imagine being involved in car crash and being disabled for the rest of your life. It’s a terrible thought but it can happen. You would need someone to take care of you all the time and of course it costs money. You can’t have your family do it since they have their own life and mostly can’t be with you 24/7.
This is where the LTC insurance kicks in. You get yourself insured for such cases and assistance is given to you when you need it. It also is valid for when you are old and disabled. Long term care insurance site shows you where and how to get such an insurance.
I feel this is a great option since you never know what can happen to you. Also when you are old you know you have someone to take care of you and don’t have to worry weather your family will take care of you or not.
Iwas looking at Canada reverse mortgage as an option for my parents. It seems like a good option to get some equity out of their home that nobody will actually need after they pass away. I am really thinking about this option so that they can have a decent life in their final age.
Browsing the Internet I have found a lot of options for Canada reverse mortgages. I was told I should be very careful in choosing the right one, since I don’t want my parents to be kicked out of their own home or something. Living in US I hope that Canadian reverse mortgages are better protected by law than reverse mortgages in US. I heard some horrible stories about people taking on that option and I will go through the contract and Canadian laws before I sign anything.
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Their website is devided in two parts. One is Sisimi USA that lists service prividers from United States of America. The other is Sisimi Canada where you can find thousands of service providers from Canada.
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